Loan Now

Looking for an emergency personal loan? After a simple application process, we deposit funds into your account.
Why choose us?
⇒ Fast loan approval and fast disbursement: 100% online process, fast approval and fast loan disbursement.
⇒ Loans for all purposes and needs: Loans for all types of credit needs, including emergency expenses, debt consolidation, travel, shopping, bill payments, tuition and more.
⇒ Flexible interest rates and terms: Flexible personal loans with 15% to 20% APR, depending on your credit score. Additionally, you can choose a flexible term from 100 days to 730 days to repay the loan.
⇒Transparency and security: Ensure transparency, safety and security.
Our loan products:
👉 Personal Loans - We offer personal loans ranging from Rs 1,000 to Rs 1,00,000. The documents required for this loan include only PAN card and address proof.
We follow a risk-based dynamic pricing model with loan terms and interest rates as described below
For a loan of Rs 10,000 with a tenor of 120 days, the fees charged are as follows:
Daily interest rate: 20%/365=0.054%
Interest required to be paid daily: 10,000*0.054%=54 rupees
Monthly interest required: 10,000*0.054%*30=162 rupees
Monthly repayment amount: 10,000*0.054%*30+ 10,000/120*30=2662 rupees
Total interest expense: 10,000*0.054%*120 = 648 rupees
The total payment amount to be paid after maturity of the loan is 10,000+648=10,648 rupees
- After the loan application is approved, the user will receive a loan principal of 10,000 rupees; after the loan is completed, the user's repayment amount will be the total principal plus interest, and no other fees will be charged
In particular, there are no hidden costs.
Qualified:
Indian nationals holding valid documents
Must be over 22 years old
Steps to get a loan:
Install Empire Credit app
Register using your mobile number
Enter basic information and verify your KYC via Aadhaar OTP or upload KYC documents
Verify bank account
Approval: Verify fees and sign loan agreement
Loan has been disbursed
Contact us for more information:
e-mail:[email protected]